Ruth H. Carrigan, 93, of Owego, passed away Saturday January 25, 2020. She was predeceased by her husband Robert in 1997. She is survived by her children Lois (Steven) Totten; Ann (Timothy) Lounsbury; Janice (Earle) Heyman Jr. 6 grandchildren Daniel, Jonathan (Amber) Totten; Tricia Braman, Aaron (Tara) Lounsbury; Jody (Carl) Bensley, Michele Heyman; 9 great grandchildren, one sister Alice Kain, her special friends Erin Nichols and Ellen Wells, as well as several nieces and nephews. Ruth was a loving mother, grandmother, great grandmother, sister, and friend who always had a smile on her face. Funeral services will be held Saturday 2 pm at First Presbyterian Union Church 90 North Ave Owego, NY 13827 with Reverend Carolyn Gillette officiating. The family will receive friends at church on Saturday from 1pm until 1:45. Burial will be in the spring. In lieu of flowers donations in Ruth's memory may be made to the church. Condolences may be made to Ruth's family at www.emfaheyfuneralhome.com.